How to find UK scholarships

Finding scholarships to help with the costs of being a student can be a little tricky, but being able to get scholarships during your degree can be such a huge help. Scholarships are not as prevalent in the UK and there are far fewer "full ride" scholarships but they do exist and knowing where to look is the trick to success. 
Even a few hours work in searching and applying for scholarships can pay of hugely and scholarships are great to include on job applications as it shows that institutions are willing to invest in your potential.  
We have both been fortunate to receive several scholarships during our degrees and it has been of such a benefit to us. To date between the two of us we have received £17,000 in scholarship awards, and we are still applying for more whilst we are completing our degrees. That is why we are sharing how you too can find some amazing scholarships to help with the cost of university education. 




The Scholarship Hub is one of our favourite sites for searching for scholarships. We use the free option and have found it to be great, but there is a premium option that offers additional features. The Scholarship Hub allows you to search for scholarships based on subject, university or universal generic scholarships. They have a comprehensive easy to use database for many UK scholarships.

If you are already enrolled in a degree, or know where you are going to apply to the first thing to do is check your university for the scholarships on The Scholarship Hub, while not an exhaustive database it is a good start. If you are unable to find any scholarships on the site specifically for your university's course,  then move to searching your individual university's website.   There may be some more generic scholarships for those who are first generation students or care leavers. You may also find that a department offers specific scholarships, sometimes sponsored by a company. It is also worthies contacting your department office, as there may be scholarships which are not publicly advertised.  In my first year, I managed to pick up a scholarship, which was offered departmentally and not publicly advertised because I asked the school office if there was anything available. Also keep an eye out for posters on campus and emails advertising scholarships.

You can also use The Scholarship Hub to search for Degree apprenticeships and sponsored degrees which involve both an educational and vocational element. They typically take longer to complete, but can mean you can study with little or no costs. For example, KPMG offers a six-year programme where all your tuition and accommodation fees are covered for the duration of your degree, and you have a guaranteed job at the end. 

Degree apprenticeships are a "new" government initiative to allow students to graduate debt free and work during their studies allowing you to gain work experience while studying. They are not really new but just bringing back an old concept, in fact, Rebecca's dad obtained his degree through a degree apprenticeship scheme in the early 1980s through Rolls Royce. 

The downside is that you can expect to spend much of your evenings and weekends studying as the week is spend working.  If the 'typical student' experience is important to you, then a degree apprenticeship may not suit you. Also, not every sector is covered by degree apprenticeships, so this is another factor to consider whether they cover the subject you wish to study as the sectors are STEM-heavy.

There are currently 12 different industry sectors offering Degree Apprenticeships.
  • Aerospace Engineering
  • Aerospace Software Development
  • Automotive Engineering
  • Banking Relationship Manager
  • Business & Finance
  • Chartered Surveying
  • Construction
  • Defence Systems Engineering
  • IT/Digital
  • Electronic Systems Engineering
  • Laboratory Science
  • Nuclear Science
The NHS sponsorship scheme can help those studying accredited Medicine and Dentistry courses.  For those on the usual five-years undergraduate programme, the NHS will assist in the 5th year of study. While those on the accelerated four-year graduate programs the NHS Bursary Scheme will pay £3464 towards the cost of tuition in years 2 through 4. 


Did you have any scholarships whilst at university? How did you find and apply for them? 

brokeGIRLrich

£5 dinners | Gnocchi bake

We have started a new series of posts on Instagram called £5 Dinners where we will be sharing some of our favourite budget friendly meals. Follow us @savingscotts to keep updated with the series.
We have also decided to post all the recipes on here and there is now an easy to use tab on the navigation bar just for £5 dinners. So you can find all your favourite, easy to cook, low cost dinners in one place. 



This week's recipe is a Gnocchi bake. If you've never heard of Gnocchi before its a pasta/potato dumplings. In that sense this dish is essentially a pasta bake, but the Gnocchi give it a different flavour. This dish is so quick to make the prep is about 5 minutes then 30 minutes, making it a perfect back to school dinner. We purchased all the ingredients from Tesco apart from the peppers which were part of the wonky veg box and in total it cost little over £3 for a serving of 4.








  • 400g fresh Gnocchi 
  • 2 small Orange peppers (capsicums) diced
  • 400g tinned cherry tomatoes
  • 125g mozzarella
  • 3 tablespoons Passata (optional) 
  • pinch of Salt
  • pinch of Pepper
  • pinch ofItalian Herbs
  • Combine gnocchi, diced pepper and cherry tomatoes in a pyrex dish. Ensuring that the sauce covers all the gnocchi (you may wish to add a bit of pasata if your a bit short on sauce). 
  • Top with mozzarella, salt, pepper, and Italian herbs and cover with foil.
  • Cook in an over at 180 degrees (Celsius) for 30/40 minutes (until the gnocchi is all cooked through and a soft consistency, not hard or gritty)


Our favourite tools for meal planning
We love to keep all the meal plans and recipes we create in one easy to use binder. 
Plus, by keeping the recipes in sheet protecters means we can re-use them time and time again and saves us printing out several copies. 

   


*I am grateful to be of service and bring you content free of charge. In order to do this, please note that when you click links and purchase items, I will receive a referral commission. Your support in purchasing through these links enables me to keep Saving Scotts running and empower more people to take control of their finances. Thank you!*

August Online Income Report


I've been toying with the idea for a while with sharing our online income, and we have finally decided to jump the gun and give it a go. We hope that we can inspire others to make good use of side hustles and online income sources.

Publishing our online income also keeps us accountable to the goals that we set each month. It will also hopefully serve as a progress record in future months, when we can look back and see what progress we have made, as whilst we are making reasonable money online we have huge room for growth and improvement.

At the end of this month I left my full time job at an independent financial advisers firm in London, though it was reasonable money, I was not enjoying the job like I had expected to and will now be pursing my masters in law at the London School of Economics and Political Science. This is a huge change on our financial situation (as we are once again back to us both being students, plus the costs of masters tuition etc.) . Our goal over this next academic year is to dip into our savings as little as possible. In light of our new situation we have been trying to save as much of our paycheques as possible and this months online earnings have gone solely into savings in preparation for the academic year.



  • August's income goal £430
  • August's actual income £506

  • Matched betting
    • Goal £400 
    • Achieved - £413 (in 3 weeks of the month) 
    • As you can see matched betting is by far our biggest online income source.  Having now officially left my full time work to pursue my masters, I am looking to make matched betting my main income source. This months earning reflected, a week off at the start of August (when I was on vacation with the family) and the fact I am typically out of the house 12-13 hrs a day on weekdays. With this in mind, I am hoping to get really intense with my matched betting in September as during the first few weeks I am at home all day but with starting class Im not quite sure what my workload will be like at the end of the month. 
    • Matched betting works by cashing in on the free bets many bookmakers offer. You do this in a risk free way by both betting for and against a situation (i.e. betting that West Ham will win and on an exchange site like Betfair betting that they won't win, therefore, balancing out both sides). I wrote an article earlier this month on how to make money with matched betting using Profit accumulator. I have only made one mistake (and it cost be about £1.50) so far and fingers crossed for no more. 
    • If you are interested in matched betting or maybe your still a bit on the fence check out this article on how you can earn £40-£60 (risk free) as a free trial and see if matched betting is for you. 
    • September goal - £650 

  • Ebay/Gumtree
    • Goal £20
    • Actual- £83
      • Sold a cross trainer (that we got for free) for £40 on gum tree. 
      • Sold some old clothes on eBay for £43
        • We are looking to move in the next year (and despite only living in our flat for 18 months we have accumulated far too much 'stuff' I am looking over the next few months to steadily clear it all out. I am also trying to keep an eye out on gumtree for free or very low cost items that I can sell on (like we did with the cross trainer). 
        • September's goal - £100

  • Swagbucks
    • Goal- £10 
    • Actual- £10
      • I just do a surveys here and there as well as using the Swagbucks search browser 
    • Everything was a bit hectic this month and I definitely could have spend more time in this area, I was really hoping to surpass this goal but I definitely neglected this area a bit to much.
    • September's Goal - £20


We also set ourselves some goals for the blog for August and we are going to include these in monthly income reports as well. With the aim to keep ourselves accountable to our goals but also to remember that growth of the blog is key to the development of online income sources. We are slowly but surely integrating affiliate linking and ads networks (we had previously been earning through google adsense but there have been huge issues with them since getting the new domain, which hopefully I'll get fixed soon)
We will also mention what specific strategies we have been invoking on each of the platforms and the success of those strategies for us. We would love for you to share with us what strategies you have found to be the most successful on the social media platforms.

  • Pinterest
    • Goal-500 followers
    • Actual- 520 
      • Our strategy has not really changed much from last month (or our post of increasing Pinterest strategy). I am sticking quick strictly to getting all the weeks pins scheduled on a Monday, allowing for meaningful time on Pinterest during the rest of the week. 
    • September's Goal- 750 followers
  • Twitter
    • Goal - 800 followers
    • Actual- 890 followers
      • This month we cleared out who we are following (as it used to be my personal twitter account). We also started following lots more people in our niche. We have been participating in the UK Money Bloggers weekly chat and found this a great way to engage with other similar writers. 
    • September's Goal 1,000 followers
  • Instagram
    • Goal - 100
    • Actual- 
      • This month we started a new intsagram series #£5dinners where each week we will post a recipe to both Instagram and the blog that is healthy, tasty, and budget friendly. All the recipes are designed to feed 4+ for £5 or less. Prior to this series we had let instagram dwindle and rarely posted. I have also updated the account to make it much less of a personal account.  We are currently considering whether or not to start making videos to go along with the recipes, so let us know in the comments if that is something you would like. 
    • September's Goal- 250 followers


Looking forward to more long term goals

  • We would like to see my matched betting earnings average £700-800 each month and remain fairly consistent. Whilst it is perfectly possible to earn more than this I would like to focus my efforts into other areas. 
  • Continue with the growth of SavingScotts and respective social media with a view to develop a youtube element (especially for recipe articles). Tied in with this we would like to see growth in affiliate and ads earning, in a years time we would like to be averaging £500 p/m in this area. 

Do you like this income report? Would you like to see more of them in the future? Let us know your thoughts in the comments – we would love to hear from you.


Wonky veg box review

A while ago ASDA announced that they were introducing wonky veg boxes into their stores. My local was a listed store but despite checking regularly none were being stocked. When doing our shop this week we discovered that they actually had some in the store now so we though we would give it a go and let you guys know our thoughts on the box.



The concept is about encouraging people to buy 'imperfect food' that would otherwise go to waste. In a waste not, want not fashion. A bit like a broken biscuit tin there is no preset combination of veg in a box, but there is a label to say what the box contains on the outside so it is not a surprise.

I would always rather have fresh food thats 'ugly' than pretty frozen veg so we love the concept of a veg box on a budget. Plus because it is veg that would have otherwise gone to waste it is sold at a reduced price, the box was only £3.50 but have about £8 worth of vegetables in it. Being able to source low cost food is a great way to keep costs down so if like us your trying to stick to a budget wonky veg can help you with that.

Ours contained the following

  • aubergine
  • salad onions
  • onions (white)
  • orange peppers
  • carrots
  • cabbage
  • lettuce 
  • potatoes 
Check out the video below to see what the box contained and our thoughts on the concept.



Overall we are really happy with the box and think it is good value for money. My biggest gripe is that the lettuce was in a plastic bag as other than that it is pretty eco friendly packaging. The blemishes on the vegetables were all very minor (I would hardly consider blemishes) and the unusual shapes weren't that different. The carrots were probably the most 'deformed' but as most of the time we would be chopping them up, you wouldn't notice, plus I'm planning on using them in a soup anyway. 


What do you think of the idea of a wonky veg box, is it something you would buy?

£5 Dinners | Israeli couscous salad

We have started a new series of posts on Instagram called £5 Dinners where we will be sharing some of our favourite budget friendly meals. Follow us @savingscotts to keep updated with the series.
We have also decided to post all the recipes on here and there is now an easy to use tab on the navigation bar just for £5 dinners. So you can find all your favourite, easy to cook, low cost dinners in one place. 




This weeks receive is a Israeli couscous salad.  Israeli couscous was developed to be a low cost staple to feed the people of Israel when times were tough. Though not hugely well know, it is a great carb for dinners and we often substitute it in dishes that call for pasta. It is all pretty inexpensive and can be found in most major supermarkets, usually in the Kosher or World foods aisle (we purchase ours from Tesco). 
Whilst tined olives work great, if you want some extra flavours hit your local market (turkish markets are brilliant for olives) to pick up some delicious olives at bargain prices. Fresh herbs are a great investment, and wilting plants can often be purchased for knock down prices. This dish is so simple and take 10 minutes to make and is a summer favourite in our house.


  • 1 cucumber
  • 1 cup Cherry tomatos
  • 1 bell pepper
  • 1 cup Mushrooms chopped
  • 1 cup radishes
  • 1/2 cup of Olives
  • handful of fresh basil (optional) 
  • 50g feta cheese
  • 2 cups of Israeli couscous
For the dressing
  • 1/4 cup of olive oil
  • 1 tbsp of balsamic vinegar
  • 1/2 lemon juice
  • pinch of salt
  • pinch of pepper 
  • pinch of dried herbs


  • Add couscous to a saucepan and a dash of oil and cook on low heat for a 3-4 minutes. This is call toasting the couscous it helps bring out the nutty flavour. 
  • Add 2.5 cups of water and a pinch of salt (optional) and allow to cook on a low-medium heat for 10 minutes, continuing to stir intermittently. 
  • Chop all the vegetables, olives, feta, basil and mix together in a salad bowl.
  • To make dressing combine, olive oil, balsamic vinegar, lemon juice, pinch of salt and pepper and a pinch of dried herbs. Add to salad when served
  • When the couscous has absorbed all the water, allow to cool slightly in the sauce pan before adding to salad. 
  • Serve and add dressing.

Our favourite tools for meal planning
We love to keep all the meal plans and recipes we create in one easy to use binder. 
Plus, by keeping the recipes in sheet protecters means we can re-use them time and time again and saves us printing out several copies. *Affiliate link: see disclosure below*

   


*I am grateful to be of service and bring you content free of charge. In order to do this, please note that when you click links and purchase items, I will receive a referral commission. Your support in purchasing through these links enables me to keep Saving Scotts running and empower more people to take control of their finances. Thank you!*